Sunday, February 3, 2019

RAYMOND ANTONIO E. DE JOYA

POSTs ABOUT FINANCIAL MANAGEMENT

“Discontentment makes rich people poor, while contentment makes poor people rich.”

“The purpose of wealth and blessing that we receive from God is tied to the purposes of God for you and me.” –Dennis Sy, Rich for life

“Maintain a long-term investment horizon to see the opportunity beyond the current crisis. Patience, a lot of it, is really a virtue.” –Wilson Sy, Opportunity of a Lifetime

“It requires a great deal of boldness and great deal of caution to make a great fortune, and when you have it, it requires ten times as much skill to keep it.” –Ralph Waldo Emerson

“On life insurance and Estate Preservation: Good people leave an inheritance to their children’s children.” –Proverbs 13:2

“In every crisis, there’s always an opportunity! The real discount we can get is not from the malls but in the stock market at the moment when we buy!”

“Put into action what you learn and you will achieve many of your financial goals in life sooner than later.” –Randell Tiongson, Stock Smarts: Stock Investing Made Easy

“It’s always about saving little by little and making small things grow into big things.” –Marvin Germo, Stock Smarts: Stock Investing Made Easy

“The deeper and more solid the structure’s foundation is, the higher the building can go. The same is true for investing. The deeper your financial foundation is, the higher your investments can go, the stronger your conviction and confidence will be.” –Marvin Germo, Stock Smarts: Stock Investing Made Easy

“Investing is like telling the one you love about your feelings – you shouldn’t wait for the perfect time to do it and just do it now!”

“The more knowledge you have, the more informed decisions you make, and the more conviction you will have in investing.” –Marvin Germo, Stock Smarts: Stock Investing Made Easy

“I really think people should make their first investment in themselves, particularly in education and their health.” –Charles Schawb

“It would be best to invest in companies that you believe in, companies that you know are earning, and companies that will stand the test of time.” –Marvin Germo, Stock Smarts: Stock investing Made Easy

“The man who has won millions at the cost of his conscience is a failure.” –B.C. Forbes

“When people get their business going or their job established, and they start having excess money, that’s when they should start investing in the markets in an intelligent way.” –Charles Schawb

“The Stock Market is a device for transferring money from the impatient to the patient.” –Warren Buffet

“To achieve success as an investor, is for you to make right choices based in facts from your own analysis and research.” –Marvin Germo, Stock Smarts: Winning Strategies For Investing

“Saving money should be a lifelong habit. You’re currently at the early stages of developing this habit. So be patient with yourself and never give up.

“To value riches is not to be covetous. They are the gifts of God, good in themselves and capable of good use.” –H.L. Wayland

“Take control of your life as best as you can. Plan and be strategic, whatever your career might be. Work hard. Watch your money.” –Erick Barker

“On increasing your cash flow: at the harvest you shall give a fifth to Pharaoh, and four-fifths shall be your own for seed of the field and for your food and for those of your households and as food for your little ones.”
-Genesis 47:24

“An investor’s peace of mind comes not from outside influences but rather from his conviction in the effectiveness of his chosen investment. Only conviction in your chosen strategy will allow you to invest wisely.” –Marvin Germo, Stock Smarts: Winning Strategies for Investing

“Only be honing your techniques, with time, experience, and learning will profits come your way.” –Marvin Germo, Stock Smarts: Winning Strategies for Investing

“You have to purposely know where to put your money and why.” - Marvin Germo, Stock Smarts: Stock Investing Made Easy

“Retirement is a stage in your life that, even if you stop working, your business, investments, and savings should be able to cover your expenses. Retirement is not a function of age but rather of how you have prepared for the future.” –R.E. de Joya, inspired by Marvin Germo

“Markets drop and correct, but the pullbacks (going up) are always bigger and stronger. The stronger the fall, the stronger the climb.” –Marvin Germo, Stock Smarts: Winning Strategies for Investing

“For long-term investors, the rewards clearly outweigh the risks.” –Wilson Sy, Opportunity of a Lifetime

“Techniques form your strategies. The more techniques you use, the bigger the arsenal you will have for making the right decisions that will make your money work hard for you in the stock market.” –Marvin Germo, Stock Smarts: Winning Strategies for Investing

“In time, the economy and the markets will recover. They always do.” –Wilson Sy, Opportunity of a Lifetime

“Time is your biggest weapon to take your investments higher.” –Marvin Germo, Stock Smarts: Winning Strategies for Investing

“Financial education needs to become part of our national curriculum and scoring systems so that it’s not just the rick kids that learn about money, it’s all of us.” –David Bach

“I think the biggest mistake is not learning the habits of saving properly early because saving is a habit. Pay attention to money habits and work to strengthen those that help your finances, and break those that hurt your finances.” –Warren Buffet

“Why stress-free investing? Because when you are relaxed, you get to think straight, follow your strategy, and do the things that you have purposed in your heart. It is from a position of rest that you get to unleash your potential to be all that you can be as a trader and investor.” –Marvin Germo, Stock Smarts: Stress-Free Investing

“Focus on Growth. Focus on your Potential. Monitor your Progress. When performance is measured, performance improves.” –Jaime Lorenzo Jr.

“Knowing your strengths and limitations will allow you to develop your style so you can earn more effectively in either the short-term of the long-term.” –Marvin Germo, Stock Smarts: Stress-Free Investing

“Ever hear the saying, “Money never sleeps?” The wealthy take this literally and believe that money must work around the clock to grow.” –Entrepreneur PH

“To achieve success in investing, make the right choices based on facts from your own analysis and research.” –Marvin Germo, Winning Strategies for Investing

“Basic education has always been a primary foundation. But basic education per se should not be an end in itself. The issue of financial literacy should also be disseminated among the widest possible members of society. A continuing hunger for education, commitment to hard work, and integrity in business above all.” –Washington Sycip, Opportunity of a Lifetime

“A good money plan is dynamic and changes as your life does. Do a review of your budget each month and make adjustments.” –Dave Ramsey

“The market has been always difficult to predict, even for seasoned investors. Investing regularly is one of the proven and tested ways to smooth the rough road of volatility.”

“Focus on providing value now that can bring the fortunes later.”

“The market has been always difficult to predict, even for seasoned investors. Investing regularly is one of the proven ways to smooth the rough road of volatility.”

“One businessman was asked this question: How did you make your first million? The businessman smiled and said: One peso at a time. Don’t go for quick jackpot wins. There is no such thing as instant success. Long term success always involves a process.” –Francis Kong

“It’s now how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” –Robert Kiyosaki

“Wise people spread their wealth across a variety of investments, from stocks, mutual funds, ETF’s and bonds.”

“Nothing is softer than water, yet nothing is more powerful than water in wearing away things.” –Lao Zi

“Best of all, every investor needs to have patience, a lot of it. In stock market investing, patience is really a virtue.” –Wilson Sy, Opportunity of a Lifetime

“7 Key Traits Shared by Self-Made Billionaires: 1.Deep Curiosity 2.Obsessive Focus 3.Time Consciousness 4.Smart Risk Takers 5.Insane Work Ethics 6.Find Ways to Succeed, Even in Failures 7.Dogged Determination”

“The real source of wealth and capital in this new era is not material things. It is the human mind, the human spirit, the human imagination, and our faith in the future.” –Steve Forbes

“Invest with the end in mind.” –Marvin Germo, Winning Strategies for Investing

“Having a budget is very important, you will need to track and allocate what you should be spending on.” –Rampver Financials

God Bless YOU..
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